Terms of Service for Brummell Investment Group SMS Messaging Program
Effective Date: August 31, 2025
Welcome to Brummell Investment Group ("Company," "we," "us," or "our"), a real estate wholesale company that purchases houses from homeowners. These Terms of Service ("Terms") govern your participation in our SMS messaging program (the "Program"), through which we send text messages (SMS/MMS) via 10-digit long code (10DLC) numbers for application-to-person (A2P) communications. By opting in to receive messages (e.g., by submitting your phone number via our website, forms, or text keywords), you agree to these Terms. If you do not agree, do not opt in or provide your phone number.
These Terms form a binding contract between you and Brummell Investment Group, located at 520 Rosewood Dr, Hannibal, Missouri 63401. We may update these Terms at any time, with changes posted at www.brummellinvestmentgroup.com/terms. Your continued participation in the Program after changes constitutes acceptance of the updated Terms.
1. Program Description
The Brummell Investment Group SMS Messaging Program delivers text messages to facilitate our real estate wholesaling services, specifically:
Offers to purchase your house or discuss selling your property to us.
Updates on inquiries, appointments, or transaction status (e.g., property evaluations, offer details).
Promotional messages about our home-buying services.
Message Frequency: Varies based on your interactions, up to 8 messages per month. Program Name: Brummell Investment Group SMS Alerts. Sample Message: "Hi [Name], Brummell Investment Group wants to buy your house at [Address]. Reply YES to discuss a cash offer. Msg&data rates may apply. Reply STOP to unsubscribe."
Messages are sent from our registered 10DLC numbers. By participating, you consent to receive these messages at the phone number you provided. Consent to receive marketing messages is not a condition of selling your property or engaging with our services.
2. Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction) to participate in the Program. By providing your phone number, you represent that:
You are eligible.
The phone number is valid and belongs to you or you have authority to consent (e.g., for a number owned by a co-owner or family member).
You are the property owner or have authority to discuss the sale of the property.
3. Opt-In and Consent
To join the Program, you must provide prior express written consent through compliant methods, such as:
Checking a box on our website (www.brummellinvestmentgroup.com) or form (e.g., "I agree to receive SMS from Brummell Investment Group about selling my house.").
Texting a keyword (e.g., "SELL") to our 10DLC number.
Signing a form during an in-person property consultation.
Providing verbal consent during a recorded call, followed by a confirmation text.
Opt-in consent is separate from other agreements and clearly discloses the Program s purpose, message types, and frequency. Upon opting in, you will receive a confirmation message: "You are subscribed to Brummell Investment Group SMS Alerts. Msg&data rates may apply. Reply HELP for help or STOP to unsubscribe. See www.brummellinvestmentgroup.com/privacy and www.brummellinvestmentgroup.com/terms."
We comply with the TCPA and CTIA guidelines by obtaining verifiable prior express written consent for marketing messages. For certain campaigns, we may use double opt-in (e.g., replying "YES" to a confirmation text) to confirm consent.
4. Opt-Out and Unsubscribe
You can stop receiving messages at any time by:
Texting "STOP" to the 10DLC number from which you received the message.
Clicking an unsubscribe link in a message (if provided).
Emailing us at [email protected].
After opting out, you will receive a confirmation: "You have been unsubscribed from Brummell Investment Group SMS Alerts. You will no longer receive messages. Reply SELL to rejoin." You will not receive further promotional messages, though we may send a single confirmation or essential transactional message (e.g., "Your property evaluation is scheduled for [Date].").
To rejoin, follow the original opt-in process (e.g., text "SELL" or check the website box). Opt-out is available 24/7, and we honor requests promptly.
5. Help and Support
For assistance, reply "HELP" to any message or contact us at:
Phone: (573) 577-2112
Email: [email protected]
Website: www.brummellinvestmentgroup.com/contact
Message and data rates may apply from your carrier. We are not responsible for carrier charges.
6. Message Content and Frequency
Messages may include:
Offers to buy your house (e.g., "We re interested in your property at [Address]. Reply to get a cash offer.").
Transactional updates (e.g., "Your property inspection is scheduled for [Date]. Reply to confirm.").
Promotional content about our home-buying services (e.g., "Sell your house fast with Brummell Investment Group!").
We limit messages to relevant, compliant content, with a maximum of 8 messages per month, adjusted based on your engagement (e.g., property inquiries). Messages comply with A2P 10DLC standards and exclude prohibited content (e.g., spam, misleading claims about guaranteed sales). Each message includes required disclosures: program name, frequency, opt-out/help instructions, and links to these Terms and our Privacy Policy.
7. Privacy and Data Protection
Your privacy is a priority. By opting in, you consent to our collection and use of your phone number, name, property address, and related data as described in our Privacy Policy at www.brummellinvestmentgroup.com/privacy. Key points:
We collect your phone number, name, and property details (e.g., address, condition) to deliver relevant messages and facilitate home purchases.
No mobile information will be shared with third parties or affiliates for marketing purposes. Sharing is limited to service providers (e.g., SMS platforms, title companies) under strict confidentiality agreements for Program operation or transaction processing.
All opt-in data and consent records are securely stored and not shared, except as required for message delivery or legal compliance.
We use industry-standard security (e.g., encryption) to protect your data.
For details on data collection, use, sharing, and your rights (e.g., access, deletion), see our Privacy Policy.
We comply with TCPA, CTIA, and applicable data protection laws (e.g., CCPA for California residents). We do not sell or rent your data.
8. Carrier Disclosures
Message and data rates may apply based on your mobile carrier (e.g., AT&T, Verizon, T-Mobile).
Not all devices or carriers support SMS/MMS. You are responsible for ensuring compliance for international numbers.
Carriers may filter non-compliant messages. While we strive for A2P compliance, we cannot guarantee delivery.
9. Prohibited Conduct
You agree not to:
Use the Program for illegal purposes (e.g., misrepresenting property ownership).
Send harassing, fraudulent, or misleading replies.
Provide false information during opt-in or property discussions.
Violations may result in suspension or termination from the Program and, if applicable, reporting to authorities.
10. Real Estate Disclaimers
No Guaranteed Offers: Messages about buying your house do not guarantee a purchase. All offers are subject to property evaluation, market conditions, and mutual agreement.
Not a Broker: Brummell Investment Group is a real estate wholesaler, not a licensed real estate broker, unless otherwise stated. We purchase properties directly and do not represent you as an agent.
Missouri Laws: Real estate wholesaling in Missouri is subject to regulations (e.g., Missouri Real Estate Commission rules). You are responsible for understanding local laws regarding property sales.
11. Limitation of Liability
To the fullest extent permitted by law, Brummell Investment Group is not liable for indirect, incidental, or consequential damages arising from the Program, including delayed/undelivered messages, carrier fees, or data breaches beyond our control. Our total liability shall not exceed $100.
We are not responsible for content you send in replies, and such content does not create a business, agency, or contractual relationship unless explicitly agreed in writing.
12. Indemnification
You agree to indemnify and hold us harmless from claims arising from your use of the Program, misrepresentation of property ownership, or violation of these Terms.
13. Governing Law and Dispute Resolution
These Terms are governed by the laws of Missouri, without regard to conflict of laws principles. Disputes shall be resolved through binding arbitration in Hannibal, Missouri under the American Arbitration Association s rules, or in small claims court if applicable. You waive any right to class actions.
14. Miscellaneous
These Terms and our Privacy Policy form the entire agreement.
If any provision is invalid, the remainder remains in effect.
No waiver of any breach applies to future breaches.
We may assign these Terms; you may not without our consent.
Contact us at [email protected] or (573) 577-2112 for questions.
By opting in, you acknowledge that you have read, understood, and agree to these Terms.
Brummell Investment Group 520 Rosewood Dr, Hannibal, Missouri 63401 (573) 577-2112 | [email protected] | www.brummellinvestmentgroup.com
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